Public Liability Takaful

Public Liability Takaful protects your legal liability to a third party as a result of an accident happening in connection with your business operations.

This Scheme indemnifies you against all sums for damages and costs which you become legally liable for, in respect of bodily injuries including illnesses to any person, loss or damage to property. In addition, this Scheme will cover litigation costs and expenses for defense with the written consent of IITGT.

Basic Scope of Cover

This Scheme covers loss or damage against:

  • Accidental bodily injury to any person who is not a member of the Participant's household or any person in the services or contract of employment with the Participant.
  • Accidental damage to property not belonging to or in the custody or control of the Participant.
  • Any legal expenses incurred by the Participant in defending legal proceedings with IITGT's written consent.


  • Any business enterprises and corporations, subject to underwriting cpnditions of IITGT.

Period of Takaful

  • Duration of cover is for one (1) year. You need to renew your certificate annually.