Foreign Workers Takaful Guarantee

Foreign Worker Takaful Guarantee aims to refuce the burden of the employer in paying the security deposit for foreign workers, where they only pay the takaful contribution depending on their employers' country of origin.

Basic Scope of Cover

  • The expenses (subject to approval granted by the Commissioner of Labour) shall include cost of repatriation and subsistence, accommodation and medical expenses
  • Payment of unpaid salaries in which the employer cannot afford in cases of dispute or as instructed by the Commissioner of Labour


  • Any registered companies which have an intention to employ foreign workers as workers in Brunei Darussalam

Period of Takaful

  • From seven (7) months to thirty (30) months based on the period granted by the Labour Department