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Usahawan Takaful

For Individual, Family Or Business Travelers


Usahawan Takaful Scheme provides coverage for business owners (entrepreneurs) against loss or damage to their business property due to fire, lightning, explosion, riot and strike, natural disaster, water damage, aircraft damage, malicious damage and theft.

Basic Scope of Cover

  • This Scheme covers loss or damage against:
    Material Damage (Contents) due to fire and other disasters.
  • Loss of Operating Expenses
    Maximum compensation period of twelve (12) months.
  • Loss of Money
    Within the premises and during transit.
  • Broken Glass at Business Premises
  • Workmen Compensation including Medical Expenses
    Maximum of five (5) workers (inside the building only).
  • Public Liability
    Limited to any one accident.
  • Personal Accident including Medical Expenses
    Death and Permanent Disability (Scale 2) for business owner.
  • Fidelity Guarantee
    Maximum of two (2) workers.
  • Goods in transit
    Use of own vehicle, anywhere in Brunei only.

Eligibility

  • Any business company registered in Brunei Darussalam.

Period of Takaful

  • Duration of cover is for one (1) year. You need to renew your certificate annually